Frequently Asked Questions

Are you fiduciaries?

Yes. We are held to a higher standard because we are an independent Registered Investment Advisor.

Do you offer insurance?

Yes, we are licensed insurance agents and can help you get the coverage you need.

What types of securities do you use?

We primarily work with individual stocks and exchange-traded funds.  We also work with structured notes, annuities and other securities when appropriate.  If you have a retirement plan we can help you choose your mutual funds, exchange traded funds, index funds or any other type of investment offered to you.

How much do you charge?

We're very transparent with our fees.  Check out this page for a list of our fees.

I have money in many different places, can you help?

Yes, contact our office and we can help you get organized. 

If you have investments at other firms we can help you consolidate and manage it for you.  Our investment management is separate from financial planning.

If you have an active retirement plan we can provide recommendations on your portfolio as part of our financial planning program.

Is there an investment minimum?

No, we do not have a minimum investment amount.  Our financial planning services are designed to help build wealth and get financially organized.

If you have a little or a lot we can help.

Do you charge a commission for each trade?

No, we do not charge a commission per trade.  We charge a flat fee for investment management or a performance fee.

Do you offer tax advice?

We are tax professionals and do provide tax advice which is different than tax preparation.

Tax preparation services are offered through our separate company, Oak Avenue Tax Advisors.  We can coordinate tax advice and tax preparation in a collaborative experience.

Can you help with my current retirement plan?

Yes, as part of our financial planning service we help our clients allocate and rebalance their workplace retirement plans.  

Can you help me get financially organized?

Yes, we work with our clients to help empower them to take control of their finances and get organized.  We do this using our online portal and app to help you monitor spending, account balances and goal achievement.

What if I just have a few financial planning questions?

We offer a one-time financial plan, called our Financial Planning Snapshot, that focuses on your top 1-2 concerns.  

Can I just give you money to invest?

Yes, we work primarily with individual stocks and exchange traded funds for our investment only clients.

Do you provide stock advice on my personal trading portfolio?

We invest for you or provide advice on rebalancing and allocating your active workplace retirement plans. 

We do not provide advice on accounts held outside our firm.